‘Consumer Buy to Let’ Mortgages are regulated by the FCA. A fairly new category of mortgages that aims to protect “accidental” landlords, as opposed to professional landlords.

Consumer Buy to Let would be covered by FCA regulation and the transaction is treated with similar consumer protections to a traditional residential mortgage.

TYPICAL EXAMPLES

Someone who has inherited a property and now intends to rent it out.

Another common scenario is letting out a property to an immediate family member as the tenant.